Am I ever going to get out of shared housing?
Resume IA
Un jeune de 26 ans souhaite quitter son logement partagé mais se demande s'il pourra se le permettre financièrement, avec un revenu de 2200£ par mois et 14K£ d'épargne.
Conseil cle
Revoir son budget et ses priorités pour trouver une solution abordable
26yo and I’m currently tied to my job based in Surrey ( Bagshot/Camberley area) I moved to the UK in 2023 and almost in my second year. I have 14K in savings, have no car, no dependents and currently house share (lodge with one person) at 650pcm which is currently not working well. She likes hosting among other things My take home is 2200 and based on rentals ( minimum 1K excl utilities and council) etc it seems I’m never going to be able to afford to move out. I’ve considered purchasing as a family member has considered gifting me 50K to support with a deposit, however they’re against leasehold properties under 900 year leases. Also, banks are only currently willing to lend me 158K atm ( according to rightmove) Am I just fucked? I really would like my own space but it seems I cannot afford it :(