Joint Finances - Am I the Weird one??

Le posteur partage son expérience de gestion de finances conjointes avec son partenaire et demande si cela est courant ou non. Il souligne les avantages de cette approche, tels que la simplicité et la confiance.

See lots of advice on this sub especially around managing joint finances and feel like a freak tbh. Background: Mid thirties, been with my partner for over 12 year but since we moved in we basically had joint Finances. Wages going into a joint account, savings and every aspect of our financial planning is joint. Been that way since we moved in together after a year. Average over that time I've earnt at least double to now 6x her salary. We had nothing each before we met and have gone from renting to own home together by teamwork especially with kids, mortgage and bills etc. So no messy divorce or inheritance to muddy things. Most people in similar situations seem to have separate finances, even when married, which seems totally counter to the enterprise of being a team and practically exhausting to manage. Genuinely interested as to whether it feels like a benefit or creates / reduces animosity or whether there's genuine trust issues like gambling addiction etc. Obviously most people have zero trust issues, are perfectly happy and it works great for them so not suggesting for a moment I've got it figured out. But I'd love to understand whether you do the same as us or whether you think it's mad. EDIT: Great contributions and high engagement. Really nice to see no one is judging others for doing something differently. These are the top 5 Models people seem to like the most: 1) Everything is just completely joint. 2) "Pocket Money" - Everything is pooled regardless of income ratio into a joint account and then guilt free beer money goes to each partner. 3) "50:50 Bills" - essentially separate finances but half goes into a bills account each month. Income levels matter. 4) "means-tested" - Whataver income ratio you have going in to a joint account for bills / savings. 5) "Sharing Accounts" - Each person has access to the others individual accounts but pretty much feels like a gateway drug to have joint finances. Seems to be more popular if one pe