32 yr old with 600k in savings. What do I do?
Resume IA
Un utilisateur de 32 ans avec 600k en épargne cherche à équilibrer son portefeuille pour ne pas avoir à s'inquiéter de perdre tout en prenant une pause dans sa carrière, mais est freiné par l'anxiété financière
Conseil cle
Gérer son anxiété financière serait plus bénéfique que la planification financière pour surmonter les peurs et prendre des décisions éclairées
Ever since I was a little kid I tried to save as much as possible, which led to a life where I was anxious to spend money. I let myself go a little bit this year but it’s hard to spend money on luxury as I’m still worried I will lose my job/AI will take over/recession comes etc. I don’t own anything, I rent both my apartment and car, because I’m afraid of bigger purchases. I make around 150k net per year. Most of my net worth is in World ETF, SPY and bonds. (50% bonds 50% etf) I’m getting a bit burnt out from work/personal life, so I’ve been wanting to take a break, but again the anxiety hits that I will lose everything. My expenses are around 3-5k per month, midcol city How do I balance my portfolio in a smarter way to not have to worry about quitting to take a break?
“I think managing your anxiety would be more beneficial than financial planning for your, well, anxiety. How do you plan on retiring with that mindset?”