r/BogleheadsStrategieConsensus Moyen
How does the 4% rule change for a 100% VT portfolio?
69 votes·51 commentaires·il y a 3mois
Resume IA
Resume IA
Le post demande des informations sur l'application de la règle des 4% à un portefeuille 100% VT, avec une clarification sur les origines de cette règle
Conseil cle
Comprendre que la règle des 4% a été initialement basée sur un portefeuille avec un mix d'actions et d'obligations, et non sur un portefeuille 100% actions
Contenu original
The 4% rule was discovered with an SP500 portfolio in mind. Is there any research determining a safe withdrawal rate for a global index fund portfolio instead? Please provide sources if possible
Meilleur commentaire
“>The 4% rule was discovered with an SP500 portfolio in mind. Just to clarify, I believe the 4% rule was based on a 50% stock 50% bond mix. I don't think anyone was recommending 100% stock during retirement with the 4% rule. Not sure if that is what you meant.”