Had to drain my LISA to pay off credit card debt, and I feel like a failure
Resume IA
Un jeune de 25 ans a dû vider son LISA pour rembourser une dette de crédit carte de 1150£ et se sent comme un échec
Conseil cle
Rembourser les dettes à hauts intérêts en priorité
I'm 25, and I've only been working part time due to studying. I'm the first to admit that I've been reckless and idiotic with my spending lately. It's totally my own fault, and something I am really looking to tackle, especially now I am going full time at work. I want to be able to save, properly, and stop servicing my debts. I don’t know what's worse. The £1,150 in credit card debt I've built up, or the fact that paying this off has drained my LISA. I know some people will say it's silly to have emptied it to pay off such a small amount of debt, but I feel like it makes sense, because I can (hopefully) replace this very soon when I'm working full time. I don't think, with all of the penalties, this will entirely pay off my debts, but I think it'll get me close enough that I can get rid of the rest and move on with my life. I just feel like such a failure