Am I naive? I have one debit account and nothing else
Resume IA
Un professionnel de la santé de 30 ans demande des conseils sur la gestion de ses finances personnelles, notamment sur l'ouverture d'un ISA ou d'une carte de crédit.
Conseil cle
Prendre le temps de se former sur les bases de la gestion financière personnelle avant de prendre des décisions importantes
I'm 30 and self employed as a healthcare professional. All my life I have simply paid all my earnings into one debit account, and then pay my bills from the same account. I recently was talking to someone I was working with who found it crazy I don't have an ISA or a credit card. To me I just don't have the real knowledge about any form of personal finance to be completely honest, so I always thought the way I do things is the easiest way. Is it worth setting up an ISA or a credit card if I'm quite ignorant on things like this. Can I do a 15 minute Google for information and this will be enough or is it something I need to invest more time into or is it not worth it?