r/UKPersonalFinanceCreditConsensus Moyen
Student Loan Plan 1 rate from September 2025
u/Lipstick25·13 votes·12 commentaires·il y a 12mois
Resume IA
Resume IA
Le taux d'intérêt pour les prêts étudiants de type 1 sera de 3,2% à partir de septembre 2025, sauf si les taux d'intérêt de la Banque d'Angleterre baissent en dessous de 2,2% d'ici là
Conseil cle
Ne pas surenchérir sur les remboursements pour les prêts étudiants à faible taux d'intérêt
Contenu original
Rate from September 2025 will be 3.2% (from March 2025 RPI figures released today. This is unless BofE interest rates go below 2.2% by then - very unlikely). Quite decent - although AI confidently told me it was 2.4% when I asked 😆
Meilleur commentaire
“And plan 2 will be "up to" 6.2%. While this is higher than savings accounts/govt bond yields, the small group of people who *should* pay it off quickly won't suffer any great harm if they defer their decision until Sept 2026. Given the other "advantages" of salary-linked debt, some of that group will want to wait and see until then. For those not on plan 2 who just have pure RPI interest, hard to see reasons to overpay for a while, apart from the psychological one.”