TDFs for simplicity?

L'auteur du post utilise des TDFs pour simplifier ses investissements et éviter de trop intervenir dans son portefeuille. Il a choisi des fonds avec des frais bas qui reflètent sa tolérance au risque.

Does anyone else invest in TDFs to protect their investments from themselves? I was getting into a bad habit of slicing and dicing my portfolios. I chose funds with the lowest fees that reflected my personal risk tolerance. I ran a few scenarios and the fees weren't too much higher than a DIY approach. Now, I just buy without worrying about the allocation.