My move into EU investment as a "young" european - How is it?

L'auteur présente sa stratégie d'investissement dans l'UE, avec une allocation de 70-30 et un rééquilibrage tous les 6 mois. Il investit dans des ETF tels que XEON et MEUD pour diversifier ses actifs.

Here is the table and the reasons behind the strategy. It's basically a 70-30 with a 6-months rebalancing, the savings and overall numbers are pessimistic, meaning I have extra capital I can put it and change the plan as I go. **Capital Allocation (26.000€)** | Amount (€) | Percentage | Label | Reason | Asset Man. | EU | |------------|------------|------------|------------|-------------|----| | 5000 | | Liquidity | | | OK | | 3000 | | US Stocks | US AI | | NO | | 3000 | | EU Stocks | EU Defense | | OK | | 12000 | | XEON | Mid term | Xtrackers | OK | | 3000 | | MEUD | EU market | Amundi | OK | **Monthly Investment Plan (1.000€)** | Amount (€) | Percentage | Label | Reason | Asset Man. | EU | |------------|------------|--------|------------|------------|----| | 230 | 23,00% | XEON | Mid term | Xtrackers | OK | | 270 | 27,00% | MEUD | EU market | Amundi | OK | | 500 | 50,00% | C3M | Short term | Amundi | OK | **Why XEON and C3M? (LU0290358497 and FR0010754200)** Diversify asset manager, staying in EU and EU bonds, that's an excuse that also gives me clear separation between savings (planned expenses) and what I am actually investing for the mid term (house down payment, in 3-5 years -> XEON). **Why MEUD? (LU0908500753)** Diverse enough, has stocks I'm interested in, good TER, EU asset manager, exchanged in Euros.I think this exposes me too much on the EU market, but that's intentional. So from a technical point of view this is not good. **Which EU stocks?** I am thinking defense and chips, so 3 out of these, equally weighet at 1k€ each: Favorites: * ASML * Rheinmetall * Airbus * Leonardo **Why no emergent, USA or others?** USA is out of discussion, while other markets interest me thi